While people may be looking out for other cars, they are not necessarily looking out for motorcycles. An often harsh reality is that motorcycles can be difficult to see; an excellent motorcyclist may still be struck by an inattentive driver. Unfortunately, most motorcycle accidents result in severe, long-lasting injuries. If you are hit by a driver and injured through no fault of your own, you may have a personal injury case and be entitled to fair and just compensation.
Motorcycle accidents are not just like car accidents. Kentucky law mandates “no-fault” insurance on cars, but this is not so for motorcycles. As such, there is typically no “PIP” or “basic reparation benefits” available to injured motorcyclists. The only way a motorcyclist is entitled to no-fault benefits is if they specifically purchased PIP insurance for their motorcycle. Most motorcyclists do not purchase such coverage because it can be expensive.
Quite often the liability insurance from the at-fault motorist is not sufficient to cover the damages caused in a motorcycle accident. You need a lawyer to determine if there is under insured motorist coverage from an automobile insurance policy that can be applied to the motorcycle accident claim. If you are injured in a motorcycle-related accident, you need an attorney who treats you as a priority and will fight to protect your interests. Call Zach Berry for a free consultation.
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